Life Changes

By Scott Sleightholm

It is said that major life changes are very stressful – even the happy ones – so let us be a helping hand to walk you through!

YOUR WEDDING – With all the time, effort and money that goes into planning a wedding, you will want to consider how important it is to protect that investment (in fact, your wedding venue may insist on it). There is coverage for many different scenarios, including but not limited to:

∙ Cancellation expenses

∙ Honeymoon cancellation

∙ Loss of deposit

∙ Wedding photographs and video

∙ Loss or damage to bridal attire

∙ Wedding presents

∙ Rings

∙ Cake and flowers

∙ Wedding stationary

∙ Rented Property

∙ Liability (i.e. a guest slips, falls and hurts themselves)

∙ Property damage (i.e. the sparklers on the bridal cake set the venue on fire)

∙ Liquor Liability – Unfortunately it still occurs that people drive after drinking. Should something happen, as the host of the wedding or event, you could be held liable. This coverage will help to protect you in the case of a lawsuit.

BUYING A NEW HOME – One of your first calls should be to us, your insurance broker. Our goal will be to make the insurance process of your new purchase as painless as possible, even working with your lawyer. There are a few things we will need to know about the house you bought in order to insure it properly and protect your investment:

∙ Square footage

∙ Age of home

∙ Style of home (one storey, two storey, etc.)

∙ Number of bathrooms

∙ Exterior finishing (brick, stucco, etc.)

∙ Garage (attached or detached)

∙ Basement square footage and if finished or not

∙ Age and type of updates (roof, electrical, plumbing, heating, water heater)

∙ And more

If a client does not know the answers to the questions we ask, this does make our job more difficult as we need to make sure we are insuring the home accurately and properly. We strongly encourage the client to reach out to their real estate agent, lawyer, and home inspector to confirm essential details of the house.

We will put your mind at ease during these stressful life changes and work to make the process easier and more enjoyable.

Scott Sleightholm, CAIB, R.I.B.(Ont.), Vice President, Kenny Insurance Brokers